What we offer
Rider essential assurance
- Industry-leading claim services – We’ve simplified the claims process with Crashbusters®, Guaranteed Repair Shops, online claim reporting and photo appraisals.
- Get Home Safe® – We’ll cover your cab fare home once per policy per year up to $50 if you don’t feel safe riding (excluding mechanical breakdown).**
- Mobile-friendly account access – Accessing your policy is fast and easy with Manage Your Policy, eDocuments and more.
- Pledge of Assurance® – If we ever fall short of our set customer service standards, we’ll make a $25 contribution to your choice of a select group of charities.
Rider assurance plus
Rider roadside assistance
24-hour assistance if your motorcycle is disabled. Coverage includes flatbed towing up to 35 miles, battery jumpstart, mechanical or electrical breakdown assistance, lockout service, emergency fluid delivery (cost of fluids not included), concierge service and an information hotline. Not available for ATVs, UTVs or motorcycles used off-road.1
Helmet coverage
Covers safety helmets five years old or less (Department of Transportation approved) damaged as a result of a covered collision loss, up to $500 per occurrence and is subject to the per motorcycle collision deductible.2
Trip interruption coverage
Up to $600 payment for meals and lodging for an interrupted trip due to a covered collision or comprehensive loss making the insured motorcycle unusable. The loss must occur more than 100 miles from your residence. 2
Trailer coverage
For policies with comprehensive coverage, trailer coverage protects from damage caused by an insured peril to a trailer that can be towed by a motorcycle regardless of whether it is attached, and applies in excess above any other available coverage. This covers the trailer itself (excluding accessories and customization), not items within it. 2
Replacement cost coverage
Payment up to $45,000 to replace an insured motorcycle purchased new and deemed a total loss within one calendar year from the purchase date, as long as collision and/or comprehensive coverage applies to the insured motorcycle at the time of loss. 2
Carried property coverage
Provides up to $1,000 to repair or replace personal property damaged as a result of a covered collision or comprehensive loss to an insured motorcycle. 2
Rider accessory package
Motorcycles with comprehensive coverage automatically include up to $8,000 of accessory and customization coverage. This includes damage to accessories, chromed parts and non-standard equipment in the case of a covered motorcycle loss. You also have the option to tailor your policy with increased limits up to $30,000. Not available for ATVs or UTVs.
Interested in upgrading your Accessory Package? Contact us or speak with your agent to hear more details and check your eligibility. We’d be happy to walk you through your options.
Finding the best motorcycle insurance
With Plymouth Rock, you’ll get more than you’d ever expect from a motorcycle insurance company at a price that’s less than you’d expect.
Ways to save on motorcycle insurance
From being an experienced rider to having anti-theft devices, our motorcycle insurance discounts offer you lots of ways to save big.3
