Motorcycle discounts
Safety course discount
When an insured completes a safety course, a discount is applied to each motorcycle to which they are assigned. A completion certificate must be provided.
Safety course instructor discount
When an insured completes an instructor safety course, a discount is applied to each motorcycle to which they are assigned. A completion certificate must be provided.
Rider experience discount
A discount is applied on policies with operators who have at least three years of on-road riding experience.
Advance shopper discount
It can pay to plan ahead. The more time between your quote date and policy start date, the bigger the discount you’ll receive.
Transfer discount
A discount is applied to any policy transferring coverage from another insurance company, with no more than a 30-day lapse in coverage. Prior insurance policy number is required.
Companion package discount
Save money by bundling your motorcycle insurance with home, personal auto or commercial auto insurance.
Group affinity discount
Active members of an approved affinity group may receive a discount.
Riding group discount
Policyholders with a current affiliation to a qualifying group may receive a discount.
Military discount
Active and former military personnel may receive a discount.
eDocuments discount
Sign up to receive your policy documents electronically and we’ll reward you with savings.
5-year claim-free discount
Save money by being claims free for five consecutive years.
Anti-theft discount
Cut your insurance bill by using anti-theft devices to keep your motorcycle safe.
Anti-lock brake discount
A discount is applied for motorcycles with anti-lock brakes.
Pay in full discount
Receive a discount for paying your full motorcycle insurance premium upfront rather than making monthly payments.
Homeowner discount
Receive a discount for owning a home.
Loyalty discount
A discount is applied to all policies renewing with no lapse in coverage. Policies that go under notice more than twice in the prior term are not eligible for this discount.
Multiple bike discount
Discount percentage varies based on the number of vehicles and operators listed on the policy.
Finding the best motorcycle insurance in New Jersey
With Plymouth Rock, you’ll get more than you’d ever expect from a motorcycle insurance company at a price that’s less than you’d expect.
Motorcycle insurance coverage in New Jersey
Our Rider Assurance Packages were designed with the unique needs of the motorcycle and off-road community in mind, offering a wide range of coverages, features and benefits.*