You’ve worked hard to build up your assets and you should consider fully protecting them. Whether it’s a second home, a boat or a college fund, an umbrella policy provides peace of mind that’s above and beyond your home or auto policy. Umbrella insurance is supplemental coverage that increases your liability insurance limits. It provides additional protection if you or a family member is held responsible for injuries or damages to others.
Umbrella insurance form
Fill out this short form to request an umbrella insurance quote!
*Required
Who needs umbrella insurance?
Anyone with total assets that are significantly greater than the liability limits of existing base insurance policies — such as home and auto insurance — should consider buying an umbrella policy.
If you’re like most people, the dollar value of your assets totals more than you think. It can quickly add up when you consider the value of your home, your savings, your retirement funds, your brokerage accounts and other assets like a second or third car.
Umbrella insurance is especially important for people who may be at higher risk for lawsuits, like dog or pool owners, and families with teenage drivers.
Supplemental liability insurance protects against threats to your assets
Standard liability insurance may not be enough to keep you covered. If you are sued for causing severe injuries to another party in an automobile accident, you can quickly reach your base policy limits. An umbrella policy can help in this situation by adding an extra layer of liability protection. Plus, it usually costs less than you might think depending on the specific situation and circumstance.
Call Plymouth Rock at 855-993-4470 or find a local agent to see how you can save on umbrella insurance coverage.