Welcome to Exclusive Auto Insurance for NJ Educators!
Special rates for NJ educators
Teachers’ Insurance Plan is a New Jersey-based auto insurance provider that was founded exclusively for New Jersey educators who are current or retired members of the NJ educational community. We offer special rates and exclusive benefits to members of the educational eligibility groups listed below.
Educator benefits and exceptional customer care
Get exclusive benefits and stable rates with our 12-month policy
Since we focus on insuring only members of the educational community in New Jersey, we are able to offer special rates and discounts for auto insurance at a lower price than competitors who claim to have a special educators program. Find out about homeowners insurance too.
And you can keep yourself protected against frequent auto insurance rate increases with a 12-month policy from Teachers’ Insurance Plan! You could save an average of $923* with Teachers’ Insurance Plan’s auto coverage and get exclusive benefits and services.
Who is eligible for a Teachers’ Insurance Plan auto policy?
- Current and retired pre-K – 12 faculty, administrators and support staff employed by a public school district, a certified Pre-K, or certified private, charter or parochial school
- Current and retired college and university faculty, administrators and staff
- You or your spouse are current or retired employees of an educational institution, or are related to a Teachers’ Insurance Plan policyholder who lives in your household.
Learn how to take advantage of your New Jersey education employee status when buying auto insurance and see how much you can save when you get a no-obligation quote today from Teachers’ Insurance Plan.
Benefits & Services
Exclusive Educator Benefits
Teachers’ Insurance Plan is proud to offer special services that NJ educators won’t find anywhere else. Find out more about a policy with Teachers’, and you’ll see the difference!
Lost or Stolen Property Additional Benefit
School Travel Collision Deductible Waiver
12 Month Policy
Keep yourself protected against frequent auto insurance rate increases with a 12-month policy from Teachers’ Insurance Plan!
24/7 Roadside Assistance
Flat Tire
Battery Service
Locked Out Service
Towing
Emergency Fluid Delivery
If you need help opening your doors or need a locksmith, a representative will come assist you.
Additional Benefits and Services
Plymouth Rock wants to do more for our NJ educators. That’s why we offer special auto policy features that make their lives easier and bring them extra value.
Door to Door Valet Claim Service®1
Crashbusters® Vans1
Online Claim Reporting
CarPics®
Our photo appraisal tool simplifies the claims process and eliminates the need to schedule an inspection of your damaged vehicle.â€
Get Home Safe®3
Guaranteed Repair Service
Got questions? You're not alone.
Common questions about Teachers’ Insurance Plan
Current and retired teachers, administrators, and support staff from pre-K through university level in New Jersey are eligible, as are spouses and household members related to an existing policyholder. Employees of contracted firms not paid directly by a school, such as food service or transportation contractors, are not eligible.
With exclusive educator rates, customers who switched to Teachers' Insurance Plan saved an average of $923* annually on their auto insurance. In addition to saving with exclusive rates, educators can save even more by downloading and using the Plymouth Rock safe driving app. Enrolling in the safe driving app program and logging the required number of trips saves you money from the start, and at renewal 95% of educators have received a renewal discount based on their safe driving scores. Living close to your school and commuting at off-peak times of day are just two factors that can improve your safe driving scores and your savings.
Teachers' Insurance Plan was founded exclusively for New Jersey educators, allowing it to offer special rates and discounts that competitors with basic educator affinity add-on programs cannot match. It also provides educator-specific benefits not available elsewhere, such as an At School Zero Deductible and a Lost or Stolen School Property Additional Benefit. Plus, every NJ Teachers' Insurance Plan policy comes with 24-7 roadside assistance included.
This benefit waives your comprehensive and collision deductibles for covered losses that occur on school property. A similar waiver also applies when you are traveling to or from a school-sanctioned event.
Yes, in New Jersey, 24/7 roadside assistance is included at no additional cost for any car on your policy, anywhere in the United States. Services include flat tire replacement, battery jump-starts, lockout assistance, towing up to 25 miles, and emergency fluid delivery.
A 12-month policy helps protect educators against frequent rate increases that come with more common 6-month policy terms. This provides greater stability and predictability in your insurance costs.
Yes, homeowners insurance is offered to eligible NJ educators. Educators can receive a discount of up to 5% on their homeowners policy. You can learn more about that coverage on the Plymouth Rock website.
You can enter your zip code on the Teachers' Insurance Plan page to get started with an online quote, or call 844-232-2728 to speak with a licensed Teachers' Insurance Plan agent. A no-obligation quote is available to all eligible NJ educators.
*Amount based on average annual savings reported by Teachers Auto Insurance Company of New Jersey customers who switched between 1/1/2022 and 12/31/2023. Your premium may vary due to available discounts, driving record and other factors.
1 Available to customers who have purchased comprehensive or collision coverage.
2 Roadside assistance is provided by a third-party vendor. Up to two gallons of gas are provided free of charge (delivery of gas limited to four (4) times in any twelve (12) month period). Other fluids provided at additional cost. If your car is disabled, it will be towed to the closest dealer or authorized repair facility of your choice within 25 miles. If there is no repair facility within 25 miles, then it will be towed to the closest repair facility, with no out-of-pocket expense (towing limited to six (6) occurrences in any twelve (12) month period). Roadside assistance is not available for vehicles that are disabled as a result of an accident. A $75 limit applies to reimbursements for roadside assistance services that were not obtained by contacting the third-party vendor. If a service call is not cancelled before the service provider is on their way, or the policyholder is not present when the service provider arrives, it will count towards their usage limit even if no service is provided.
3 Personal auto insurance policyholders may be reimbursed up to $50 for taxi or ride service fees once per policy per year for a one-way ride if they find themselves in a situation where it would be unsafe to operate their vehicle (not applicable to mechanical breakdown). Original receipt must be submitted with the reimbursement form.
†Vehicle must be drivable after the accident to qualify