Homeowners insurance fraud happens when a false, inflated or misrepresented claim is submitted on a homeowners or renters policy for financial gain. Just like auto insurance fraud, it can drive up the cost of insurance and repairs. It’s illegal and everyone can help fight it.
Home insurance fraud can take many forms, whether it’s a dishonest homeowner intentionally damaging their own house, contractors who inflate the cost of repairs or a homeowner reporting stolen items that didn’t exist in the first place. Plymouth Rock Assurance wants everyone to help recognize and report home insurance fraud.
Common forms of homeowners insurance fraud
Report your suspicion
If you suspect homeowners insurance fraud, medical insurance fraud or another type of insurance fraud, please report it. There are several ways you can report fraud, by either contacting authorities or organizations devoted to fighting it. Read more information about the importance of reporting insurance fraud.
Real-world examples
Call 800-516-9242, get your free quote online, or find a local agent. If you have any questions about home insurance fraud you can visit our Contact Us page.