Coverage options available
Compulsory coverage
- Bodily injury liability
- Uninsured/underinsured motorists
- Property damage liability
Optional coverage
- Collision
- Comprehensive
- Medical payments
- Substitute transportation
- Towing and labor
- Loan/lease gap
- New car replacement
- Roadside assistance
Auto insurance resources
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1Roadside assistance is provided by a third-party vendor. Up to two gallons of gas are provided at no charge (delivery of gas limited to four (4) times in any twelve (12) month period). Other fluids provided at additional cost. If your car is disabled, it will be towed to the closest dealer or authorized repair facility of your choice within 25 miles. If there is no repair facility within 25 miles, then it will be towed to the closest repair facility, with no out-of-pocket expense (towing limited to six (6) occurrences in any twelve (12) month period). Roadside assistance is not available for vehicles that are disabled as a result of an accident. A $75 limit applies to reimbursements for roadside assistance services that were not obtained by contacting the third-party vendor. If a service call is not cancelled before the service provider is on their way, or the policyholder is not present when the service provider arrives, it will count towards their usage limit even if no service is provided. Customer is solely responsible for payment directly to the service provider for any fees for accommodations arranged by Concierge Services.
2Available to customers who have purchased comprehensive or collision coverage.
3Personal auto insurance policyholders may be reimbursed up to $50 for taxi or ride service fees once per policy per year for a one-way ride if they find themselves in a situation where it would be unsafe to operate their vehicle (not applicable to mechanical breakdown). Original receipt must be submitted with the reimbursement form.
4Certain restrictions, requirements, and limitations apply to our programs, policy features and discount offerings. Discount on homeowners, condo, or renters policy apply when combined with an auto policy written through Plymouth Rock. If the discount is not currently applied, it may be added upon request.