Homeowners insurance fraud

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Homeowners insurance fraud happens when a false, inflated or misrepresented claim is submitted on a homeowners or renters policy for financial gain. Just like auto insurance fraud, it can drive up the cost of insurance and repairs. It’s illegal and everyone can help fight it.

Home insurance fraud can take many forms, whether it’s a dishonest homeowner intentionally damaging their own house, contractors who inflate the cost of repairs or a homeowner reporting stolen items that didn’t exist in the first place. Plymouth Rock Assurance wants everyone to help recognize and report home insurance fraud.

Common forms of homeowners insurance fraud

Report your suspicion

If you suspect homeowners insurance fraud, medical insurance fraud or another type of insurance fraud, please report it. There are several ways you can report fraud, by either contacting authorities or organizations devoted to fighting it. Read more information about the importance of reporting insurance fraud.

Real-world examples

Call 800-516-9242, get your free quote online, or find a local agent. If you have any questions about home insurance fraud you can visit our Contact Us page.

*Instant quote not available for all applicants. Restrictions apply.

The above content is for general informational purposes only and does not replace or modify any provisions, limitations or exclusions contained in any insurance policy.

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What We Do:

  • To help calculate price and make eligibility decisions, we obtain different types of public records and geographic data from third parties. Such data includes, but is not limited to, information regarding year built, square footage, building material, number of stories, age of roof, and assessed value. You may review this data to correct any inaccuracies.
  • We may also order and review your insurance claims history, a credit-based insurance score, and/or a credit report.

What We Don’t Do:

  • We will not impact your credit rating in any way by accessing your credit-based insurance score.
  • Resell or distribute your credit-based insurance score.

*Instant quote not available for all applicants. Restrictions apply.

The above content is for general informational purposes only and does not replace or modify any provisions, limitations or exclusions contained in any insurance policy.

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