![Young couple researching how to lower car insurance premiums.](https://www.plymouthrock.com/wp-content/uploads/2023/05/resc-how-to-lower-car-ins-300x164.jpg)
Looking for ways to save? Here are 12 tips that’ll show you how to lower car insurance premiums.
![Young man researching on his phone how to switch car insurance companies.](https://www.plymouthrock.com/wp-content/uploads/2023/03/hero-resc-how-to-switch-car-ins-640x350-1-300x164.jpg)
Here are some common reasons why and how to switch car insurance companies.
![Woman reviewing a document at a table](https://www.plymouthrock.com/wp-content/uploads/2023/02/hero-car-ins-cover-640x350-1-300x164.jpg)
Understanding what car insurance covers can help you pick the right plan for your needs.
![](https://www.plymouthrock.com/wp-content/uploads/2021/02/hero-resc-auto-insurance-myths-640x350-1-300x164.jpg)
Explore the truth behind car insurance myths. Learn the facts about coverage, costs and claims to make informed decisions about your policy.
![PA Pennsylvania highway cars road river](https://www.plymouthrock.com/wp-content/uploads/2021/03/hero-resc-auto-ins-rates-nj-640x350-1-300x164.jpg)
Knowing the average auto insurance rates in New Jersey can help you figure out if you’re getting hosed on price by your current insurer.
![Close up of insurance papers](https://www.plymouthrock.com/wp-content/uploads/2021/03/hero-resc-car-ins-quote-640x350-1-300x164.jpg)
Regardless of which way you choose, auto insurance quotes through Plymouth Rock are free and there’s no obligation after you receive your quote.
![Hand holding car keys](https://www.plymouthrock.com/wp-content/uploads/2021/03/hero-resc-ins-new-car-640x350-1-300x164.jpg)
If you need to add a new car to your policy, Plymouth Rock Assurance is happy to help. Simply give us a call or contact your agent, and we will update your policy.
![Man taking photo of totaled car for insurance pay](https://www.plymouthrock.com/wp-content/uploads/2021/03/hero-resc-totaled-car-640x350-1-300x164.jpg)
Read information about how much insurance will pay for your totaled car and what happens when insurance totals it.
![](https://www.plymouthrock.com/wp-content/uploads/2021/08/hero-resc-ny-notice-of-protection-300x164.jpg)
New York Insurance Law §2612 provides certain rights to victims of domestic violence, including privacy protections and protections from discrimination, described below.
![Close up of manual stick shift showing difference between manual and automatic](https://www.plymouthrock.com/wp-content/uploads/2020/10/hero-resc-manual-transmission-640x350-1-300x164.jpg)
If you’re searching for differences between 5 and 6 speed manual transmissions, you probably have some experience driving stick.
![cars parked on a boston massachusetts street](https://www.plymouthrock.com/wp-content/uploads/2021/04/hero-resc-getting-ma-car-ins-quote-640x350-1-300x164.jpg)
At Plymouth Rock, we go out of our way to make getting the right car insurance as easy and stress-free. We break down what you need.
![woman in back seat of car looking at cellphone](https://www.plymouthrock.com/wp-content/uploads/2021/03/hero-resc-uber-lyft-safety-640x350-1-300x164.jpg)
Plymouth Rock offers rideshare insurance to Uber and Lyft drivers in NJ with different driver endorsements to help fill insurance gaps.
![Hands on phone app for ride share](https://www.plymouthrock.com/wp-content/uploads/2021/03/hero-resc-rideshare-pa-640x350-1-300x164.jpg)
The Massachusetts Division of Insurance (DOI) released a consumer alert warning of the potential insurance coverage risks for people involved in ride-sharing and car-sharing programs.
![Man looking at damage from someone who hit his parked car](https://www.plymouthrock.com/wp-content/uploads/2021/03/hero-resc-hits-parked-car_pa-640x350-1-300x164.jpg)
A driver has hit your car while you were in the store, and now there’s damage! What should you do? In most cases, the most important thing you can do is to stay calm.
![PA Pennsylvania road highway cars river](https://www.plymouthrock.com/wp-content/uploads/2021/03/hero-resc-pa-average-ins-rate-640x350-1-300x164.jpg)
Many factors play a role in determining the average car insurance rates in Pennsylvania and how much you will pay.
![City scape with river](https://www.plymouthrock.com/wp-content/uploads/2021/03/hero-resc-without-car-ins-pa-640x350-1-300x164.jpg)
Most states require drivers to purchase auto insurance before they can legally operate a motor vehicle. Pennsylvania is one of those states.
![Cars parked on flooded street](https://www.plymouthrock.com/wp-content/uploads/2021/03/hero-resc-car-floods-640x350-1-300x164.jpg)
If your car has been flooded, here are steps to take and important information to consider.
![Broken windshield](https://www.plymouthrock.com/wp-content/uploads/2021/03/hero-resc-car-vandalism-640x350-1-300x164.jpg)
You’re walking out to your car after a fun shopping trip with some friends and then you see it – someone has just vandalized your car!
![Man sitting on sofa learning about why car insurance premiums increase](https://www.plymouthrock.com/wp-content/uploads/2022/08/hero-resc-reason-premiums-increase-640x350-1-300x164.jpg)
Even when you haven’t made any claims or been at fault for an accident, there’s a good likelihood that you are seeing at least a slight increase each year.
![Police lights in rear window of car](https://www.plymouthrock.com/wp-content/uploads/2021/03/hero-resc-dui-640x350-1-300x164.jpg)
If you have been convicted of Driving under the Influence of Alcohol/Drugs in NJ, you probably already know that driving while drinking will trigger a substantial increase in your auto insurance premium.
![Car being stolen through smashed window](https://www.plymouthrock.com/wp-content/uploads/2021/03/hero-resc-car-stolen-640x350-1-300x164.jpg)
Read about what to do if your car is stolen, how to report it and get compensation and what to do if your car is recovered.
![Couple buying a car at new car dealership](https://www.plymouthrock.com/wp-content/uploads/2021/03/hero-resc-second-car-ins-640x350-1-300x164.jpg)
So you have a second car that you need to add to your auto insurance policy. Reasons for needing a second car insurance policy may involve many different life-change events.
![License renew](https://www.plymouthrock.com/wp-content/uploads/2021/03/hero-resc-renew-license-during-covid-640x350-1-300x164.jpg)
As if we didn't already have enough to stress about during the COVID-19 crisis, what if your driver's license, registration or inspection sticker isn't up to date?