Plymouth Rock homeowners insurance through Prudential Financial Professionals
Find an agent to get a no obligation quote
Plymouth Rock homeowners insurance through Prudential Financial Professionals
Find an agent to get a no obligation quote
Prudential Financial Professionals in New Jersey, Pennsylvania, New York and Connecticut offers homeowners insurance from Plymouth Rock Assurance. By working with a Prudential Financial Professional on your homeowners policy, you can be confident that you’ll get personalized advice to help protect your home from the unfortunate and unforeseen. For most people, your home is the most expensive investment you will ever make, and one of your most important assets. It’s not only where you make memories, but where you build equity and security for your financial future.
Between that newly remodeled bathroom, those sleek new stainless steel appliances in your kitchen, and other upgrades, you’ll have a small fortune invested in your home. Your Prudential Financial Professional can help you with a policy from Plymouth Rock that will protect your home and your finances, without breaking the bank.
How much home insurance do you need?
Your Prudential Financial Professional can help you determine how much coverage you actually need. It’s not just as simple as insuring your home for how much you paid for it. It’s actually a combination of the value of it, not factoring in the value of your land, the value of your possessions and the total value of your assets.
Estimating the value of all of these things can be complicated to do on your own. You can get a much more accurate estimate by working directly with your Prudential Financial Professional.
What coverages should you have?
A homeowners policy is made up of many different coverages that work together to protect you and your home.
Most policies provide protection for your house, other structures on your property, and your possessions from a variety of threats and risks. They are called “perils” on your policy. Among these risks are lightning strikes, fires, hurricanes, pipe bursts, theft, and more.
In addition to protecting your home and possessions, your insurance policy can also provide you with:
- Liability coverage for lawsuits if you, your family, or your pets cause bodily injury or property damage to others.
- Additional living expenses, in case you’re not able to live in your home due to insured damage.
- Medical payments, which help to protect you if others are injured on your property.
It’s important to know that most home insurance policies do not cover damage caused by flooding. Your Prudential Financial Professional can advise you on whether flood insurance is necessary for you and explain your options for obtaining a flood policy.
Important guidance on home insurance
Since no two homes and situations are exactly alike, a Prudential Financial Professional can help you with a home insurance policy that fits your unique needs. They will also help you determine which of your possessions need special or additional insurance coverage (like jewelry or other valuables).
By getting a home insurance policy through your Prudential Financial Professional, you could save on your Plymouth Rock auto insurance.
Read more about the benefits of working with a Prudential Financial Professional by clicking here.
Find your local Prudential Financial Professional to get a home insurance quote and start building your relationship today.
Plymouth Rock Assurance® and Plymouth Rock® are brand names and service marks used by separate underwriting, managed insurance, and management companies that offer property and casualty insurance in multiple states pursuant to licensing arrangements. In New Jersey, insurance is underwritten by Palisades Safety and Insurance Association, Palisades Insurance Company, High Point Property and Casualty Insurance Company, High Point Safety and Insurance Company, High Point Preferred Insurance Company, Teachers Auto Insurance Company of New Jersey, Rider Insurance Company, and Palisades Property and Casualty Insurance Company. In New York, insurance is underwritten by Plymouth Rock Assurance Preferred Corporation, Plymouth Rock Assurance Corporation of New York, Palisades Insurance Company, and Palisades Property and Casualty Insurance Company. In Pennsylvania, insurance is underwritten by Palisades Insurance Company, High Point Preferred Insurance Company, Palisades Property and Casualty Insurance Company, and Rider Insurance Company. Each underwriting and managed insurance company is a separate legal entity that is financially responsible only for its own insurance products. Actual coverage is subject to the language of the policies as issued by each separate company. Some discounts, coverages, payment plans, features and benefits are not available in all states and companies. Prudential Insurance Agency, LLC, Newark, NJ, is not affiliated with Plymouth Rock, Palisades, High Point, Teachers Auto Insurance Company of New Jersey, Rider Insurance Company, Woodbridge, NJ.
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