Plymouth Rock Provides Homeowners Insurance through Prudential Financial Professionals in NJ
Find an agent to get a no obligation quote
Plymouth Rock Provides Homeowners Insurance through Prudential Financial Professionals in NJ
Find an agent to get a no obligation quote
Did you know that Prudential Financial Professionals in NJ offer homeowners insurance from Plymouth Rock Assurance? You can rest assured that you’ll get helpful advice to protect your home when you work with a Prudential Financial Professional on a Plymouth Rock homeowners policy.
Investing in a home is one of the most important decisions you will ever make. Your home is where you build equity and security for your financial future.
Over time, you will make expensive upgrades to your home, and you’ll have a small fortune invested in it. Your Prudential Financial Professional can help you with a policy from Plymouth Rock that will protect your you and your home and finances.
How Much Home Insurance Do You Need in NJ?
Your Prudential Financial Professional will work with you to see how much home insurance you actually need in NJ. It’s not just as simple as insuring it for how much you paid for it. It’s actually a combination of many factors. The value of your home, the value of your possessions and the total value of your assets all come into play.
Estimating the value of all of these things is complicated. You can get a much more comprehensive estimate by working closely with your Prudential Financial Professional.
What Coverages Should I Have?
A homeowners policy is made up of many different coverages that work together to protect you and your home. Most policies provide protection for your house, other structures on your property, and your possessions from a variety of threats and risks.
They are called “perils” on your policy. Among these risks are lightning strikes, fires, hurricanes, pipe bursts, theft, and more.
In addition to protecting your home and possessions, your home insurance policy can also provide you with:
- Liability coverage for lawsuits if you, your family, or your pets cause bodily injury or property damage to others.
- Additional living expenses, in case you’re not able to live in your home due to insured damage.
- Medical payments, which help to protect you if others are injured on your property.
It’s important to know that most home insurance policies do not cover damage caused by flooding. Your Prudential Financial Professional can advise you on whether flood insurance is necessary for you and explain your options for obtaining a flood policy.
Important Guidance on Home Insurance
Since no two homes and situations are exactly alike, a Prudential Financial Professional can help you with a home insurance policy that fits your unique needs. They will also help you determine which of your possessions need special or additional insurance coverage (like jewelry or other valuables).
By getting a home insurance policy through your Prudential Financial Professional, you could save on your Plymouth Rock auto insurance.
Read more about the benefits of working with a Prudential Financial Professional by clicking here.
Find your local Prudential Financial Professional to get a home insurance quote and start building your relationship today.
Plymouth Rock Assurance® and Plymouth Rock® are brand names and service marks used by separate underwriting, managed insurance, and management companies that offer property and casualty insurance in multiple states pursuant to licensing arrangements. In New Jersey, insurance is underwritten by Palisades Safety and Insurance Association, Palisades Insurance Company, High Point Property and Casualty Insurance Company, High Point Safety and Insurance Company, High Point Preferred Insurance Company, Teachers Auto Insurance Company of New Jersey, Rider Insurance Company, and Palisades Property and Casualty Insurance Company. In New York, insurance is underwritten by Plymouth Rock Assurance Preferred Corporation, Plymouth Rock Assurance Corporation of New York, Palisades Insurance Company, and Palisades Property and Casualty Insurance Company. In Pennsylvania, insurance is underwritten by Palisades Insurance Company, High Point Preferred Insurance Company, Palisades Property and Casualty Insurance Company, and Rider Insurance Company. Each underwriting and managed insurance company is a separate legal entity that is financially responsible only for its own insurance products. Actual coverage is subject to the language of the policies as issued by each separate company. Some discounts, coverages, payment plans, features and benefits are not available in all states and companies. Prudential Insurance Agency, LLC, Newark, NJ, is not affiliated with Plymouth Rock, Palisades, High Point, Teachers Auto Insurance Company of New Jersey, Rider Insurance Company, Woodbridge, NJ.
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